Bank deposits - One of the most profitable, simple and popular ways to invest savings. Unfortunately, not all banks offer the opportunity to really make money on placing funds. So, the most reliable credit organizations Sberbank and VTB24 offer from 4 to 5.8% per annum on deposits for a period of 365 days.
Having analyzed the offers of different banks, we bring to your attention 10 most profitable bank deposits. For comparison, deposits in Russian rubles were selected for a period of one year (365-367 days).
10. “Guarantee” deposit from Rosenergobank
The interest rate is 10%, the minimum amount is 5,000 rubles. This deposit is replenished, the minimum additional contribution is 1 thousand rubles. Replenishment of the deposit is not allowed 1 month before the expiration of its validity. In case of early repayment of the deposit, interest is accrued at the rate of Rosenergobank “on demand”.
9. The deposit "Metkombank - Special" from Metkombank
The interest rate is 10%, the minimum amount is 25,000 rubles. This deposit is replenished, the minimum additional contribution is 10,000 rubles. In case of early repayment of the deposit, interest is accrued at the rate of “On demand” at Metcombank.
8. The deposit "Maximum GROWTH" from the GROWTH BANK
The interest rate is 10%, the minimum amount is 3,000 rubles. This deposit is replenished, the minimum additional contribution is not limited. With a deposit amount of more than 300 thousand rubles. interest rate is 10.2%.
7. “Profitable” deposit from Bystrobank
The minimum amount is 10,000 rubles, the rate is 10.25%. This deposit is replenished, the minimum additional contribution is 3,000 rubles. In case of early repayment of the deposit, interest is accrued at a rate of 0.1% per annum.
6. Deposit "People's income" from the bank "People's credit"
The minimum amount is 5,000 rubles, the rate is 10.25%, the deposit is replenished, the minimum additional deposit is 1,000 rubles, while replenishment of the deposit is not allowed one month before the expiration date. In case of early repayment of the deposit, interest shall be calculated at the rate of “Narodny credit” bank “on demand”.
5. Deposit “Fireproof Percentage +” from INTERKOMMERTS Bank
The interest rate is 10.48%, the minimum amount is 10,000 rubles. The terms of the deposit provide for the monthly capitalization of interest.
4. “Right Choice” deposit from Credit-Moscow Bank
The interest rate is 10.27%, the minimum amount is 15,000 rubles. This contribution is, the minimum additional contribution is not limited. Early withdrawal of an amount exceeding 15,000 rubles is possible. In case of early termination when funds are in the deposit account for less than 31 days, the interest rate will be 0.01%, if funds are in the account for more than 31 days, the interest rate is maintained.
3. “Standard” deposit from Promselkhozbank
The minimum amount is 10,000 rubles, the rate is 10.5%. Replenishment of the deposit during the term of its placement is not allowed. Interest is paid by the bank quarterly to the “demand account” account.
2. Renaissance Profitable deposit from Renaissance Credit Bank
The minimum amount is 5,000 rubles, the rate is 10%. Interest is paid to the client at the end of the deposit term.
1. The contribution “Time for gifts. New season ”from Finprombank
Interest rate - 10.8%. The most profitable contribution on the indicated conditions, you can open until 02.28.2014. The minimum deposit amount is 50 thousand rubles. Donation is not allowed. Clients who have opened deposits in the amount of 500 thousand rubles. - gifts: VISA card with a face value of 1 thousand rubles. upon opening the deposit and a card with a face value of 3 thousand rubles. - at the end of the deposit term
